A Car Title Loan And You

There may be a lot of reasons that taking out a car title loan has not occurred to you before.

* Maybe you can not imagine that anyone, for any reason, would ever consider giving you another loan because of the way you blew that last one you had (and that ruined your credit rating).
* Or maybe, you just think you wouldn’t qualify because all your credit cards are totally tapped out.
* Or maybe you thought that you could only use your car title loan for certain things, and you just don’t know that you can use your car title loan for pretty much anything you might need or want.

So what is a car title loan?

A car title loan is a loan that you make against your car. That means you put your car up as collateral against the loan. That’s why it’s an easier loan to make than many other kinds of loans-and that you might not have qualified for because of maxed out credit cards, a poor payment history, bad credit or perhaps even a bankruptcy. And a car title loan can help you to improve all those things, and get a step up on life.

Let’s say you take out a car title loan-and 99% of qualified applicants are approved, so don’t think you don’t stand a good chance of getting one-you do. You may qualify for as much as 40% of the wholesale value of your car. Best yet-you keep your car, and just keep on driving it, while you have the car title loan. So you get the best of pretty much every world you can think of-you get the loan, you keep the car, you pay down your debts, and improve your credit.

How else can you use a car title loan?

Well, maybe you need to repair your car, give it a new paint job, do some custom work, replace the engine, who knows? Take out a car title loan, and use the money to fix up your ride, improve its value, and its longevity.

What do I need to qualify?

There are two main criteria to qualify. You have to own your own car (or other vehicle, of course) and your vehicle has to be less than eight years old. That’s it.

Where can I get a car title loan

Go online-any time. Fill out the application form. It’s quick, easy, and private. You’ll hear back within 24 hours, sometimes even a lot quicker than that. And the money can be direct deposited into your account, as soon as your loan is approved.

Don’t wait any longer to turn your life around, improve your credit, and get back on the fast track. It has happened for others in your same circumstances. Why not you?

Source by Molly Wider

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