Being a young driver can mean pretty steep premiums when it comes to car insurance. For teens in Cleveland, Ohio they face even more hurdles to jump over including staying off the roads between midnight and six in the morning unless they are with a parent. Although parents welcome this rule, they still struggle with finding cheap car insurance in Cleveland, Ohio for their kids. Being a bit creative and putting some restrictions of their own on the car can help lower the cost of insurance for the family.
A great idea that many parents already employ that helps them find cheap car insurance for their kids is to put the child on an older vehicle as a secondary driver. When a teen is listed as a primary driver on any vehicle, a parent can expect that the premiums will be steep. That's why it's imperative to restrict the amount of time the child can drive until they've built up a solid and impressive driving record.
Most parents with kids in this age group already know the benefits of a driver's training course. The cost of the classes pales in comparison to the expected insurance savings. For parents who are members of an auto club, they may be able to get a better rate on the driver's training class and the resulting insurance rates. It's certainly worth asking about.
Although many people do not take out collision or comprehensive coverage on an older vehicle, it's worth considering if a teen will be driving it. Although most young drivers obey the rules of the road and get to their early twenties, accident-free, collisions can happen. If you are not sure whether to keep the coverage or not, just keep an eye on the child's driving habits and if they proof themselves trustworthy, the extra coverage can be removed.