Max Bupa Health Insurance is a 74:26 joint venture between Max India Limited, a multi-business group and the Bupa Group, a leading international healthcare company.
Max Bupa offers health insurance under the product called Heartbeat. It is available in three variants- Silver, Gold and Platinum. It can be taken on an individual basis and for family.
Heartbeat health insurance offers complete health protection for you and your family. It covers your treatment cost for any illnesses, diseases and accidental injuries.
The policy covers in-patient hospitalization expenses including room rent, doctor/surgeon fees, nursing care, operation theatre charges, ICU charges, pathology test, x-ray, diagnostic expenses, cost of` medicines, prosthetic implants, day care procedures and other related medical expenses. Pre-and post hospitalization expenses are covered up to 30 days prior and 60 days after hospitalization.
The cover is provided for domiciliary hospitalization expenses, if insured patient can not move to hospital or lack of accommodation in hospital or nursing home. The medical expenses for organ donors treatment are covered for harvesting of the organ. The medical expenses are covered for maternity and child care under the family floater plan. In the event of emergency, ambulance charges are covered for transporting the insured person to the hospital. Pre-existing conditions are not covered under this policy.
Heartbeat gives you cashless claim service at quality network hospitals across country. The premium paid for this policy is eligible for tax benefit under section 80D of the Income Tax Act,1961.
There is no age limit for enrollment. The cover is available for new born baby to senior citizens. The plan is renewal for life time. There are wide range of covers to choose from Rs.2Lakh to Rs.50Lakh. Under family floater plan, maximum 2 adults and 2 children’s can be covered.