Star Health and Allied Insurance Company Limited

Welcome to Star Health Insurance, India’s first exclusive health insurance company, Promoting Health, Protecting Health. 24 hour helpline. Cashless hospitalisation facility. Free general physician advice. Unlimited free out patient consultation for a small premium. No medical examination up to 50 years.

Medi classic

* Covers hospitalisation expenses
* Covers surgeon, consultant, and anesthetist fees
* No claim discount ranging from 5% to 25% for every claim-free year
* Covers pre and post-hospitalisation

Medi Premier

* Provides additional lump sum payment in case of diagnosis of certain illnesses
* Covers pre and post-hospitalisation expenses
* Stroke, renal failure, and cancer are covered under specified critical illnesses
* Coverage available for persons between 26 years and 75 years

Star Criticare Plus

* 100% Lump Sum Payment for Critical illness in additional to Hospitalistiono exp.
* Major Illness, First Diagnosis of Cancer, Chronic Kidney Disease, Brain Tumour.
* Coverage available for persons between 18 years to 65 years
* Children below 18 yrs Could be Covered alonog with at least one Parent.

Family Health Optima

* Protect all family members against serious illnesses
* Covers hospitalisation expenses
* Floater plan
* Covers pre and post-hospitalization expenses

Super Surplus

* Wide coverage option of Rs. 7 lakh and Rs. 10 lakh2
* Covers hospitalisation expenses
* No ceiling on ICU, medicine, diagnostic charges, or consultation fees
* Covers surgeon, consultant, and anesthetist fees

Diabetes Safe

* Covers people affected by Diabetes Mellitus Type II
* Covers diabetic retinopathy requiring laser treatment
* Covers diabetic nephropathy leading to chronic renal failure
* Covers second transplant following failure of the first

Senior Citizens Red Carpet

* Covers people aged between 60 and 69 years
* Guaranteed renewals beyond 69 years
* No pre-insurance medical test required
* Pre-existing diseases covered

Travel Insurance Individual

When you travel abroad on business or holiday Star Travel protect policy provides you for:

* Emergency medical expenses
* Repatriation in case of medical emergency
* Repatriation of mortal remains
* Any dental emergency expenses following an accident
* Compensation following accidental injuries
* Cost of loss of your checked in baggage
* Reasonable expenses incurred for obtaining new passport
* Flight delay
* Missed departure/connection
* Expenses on emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours
* Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of a family member
* Any Legal Liability that maybe fastened upon you, if you cause any bodily injury or property damage to any third party

Travel Family

When you travel abroad on business or holiday Star Travel protect policy provides you for:

* Emergency medical expenses
* Emergency medical transportation to Republic of India
* Any dental emergency expenses following an accident
* Compensation following accidental injuries
* Reasonable expenses incurred for obtaining valid travel documents    
* Expenses on emergency purchases of consumables due to any delay of more than 12 hours by the carrier in handing over your checked-in baggage
* Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of a family member
* Any legal liability that maybe fastened upon you if you cause any bodily injury or property damage to any third party

Travel Student.

Medical Benefits

* Emergency medical expenses
* Emergency transportation back to India
* Repatriation of mortal remains
* Dental emergency expenses following an accident

Travel Related Benefits
* For injuries caused by accidents
* For checked in baggage

Compassionate Benefits

* Visit of one immediate family member, in case of hospitalisation
* Repatriation due to medical reasons or death of family member, resulting in interruption in study
* Reimbursement of tuition fee for the balance period in the event of death of the sponsor

Source by Dhanasekaran P

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